Tools · Investments
Portfolio Yield Calculator
Calculate the blended yield and projected annual income from your multi-asset investment portfolio. Add up to 8 holdings, see per-asset income contributions, and check for concentration risk.
Total annual portfolio income
£11,230
£936/month
Portfolio allocation
This calculator uses estimated yield inputs you provide. Actual returns are not guaranteed and investments can fall as well as rise. Past yield is not a guide to future income. This is not financial advice. The yield figures used are illustrative only — verify actual fund or asset yields from official sources before making any decisions.
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Related tools & guides
Understanding portfolio yield
Blended portfolio yield is the weighted average return across all holdings, expressed as a percentage of total portfolio value. It differs from a simple average of yields because larger holdings have proportionally more influence on the total income the portfolio generates.
For internationally mobile investors, the currency denomination of income matters as much as the yield itself. A portfolio denominated in USD generating 5% yield may deliver significantly different GBP income month-to-month depending on exchange rates. Currency hedging and multi-currency portfolio construction are key considerations in international wealth management.
What yield figures to use
- Equities/ETFs: trailing 12-month dividend yield (from fund factsheet)
- Bonds: running yield or yield to maturity
- Property/REITs: distribution yield
- Savings/deposits: gross annual interest rate
- Mixed funds: the 'yield' or 'income' figure from the factsheet
Concentration risk
When a single asset represents more than 40% of a portfolio, the portfolio's performance and income become heavily dependent on that one position. A price fall or dividend cut in a concentrated holding can significantly impact total returns. Professional portfolio construction typically targets no single position above 10–15% for a diversified income portfolio.